Business Days Calculator

United States business days

US business days with weekends and federal holidays

Use this guide with the RustPoint calculator when a deadline, payment term, shipping estimate, or SLA depends on United States business days. The default rule is Monday through Friday, excluding selected US public holidays.

What counts as a US business day?

A common US business-day rule counts Monday through Friday and excludes weekends. Many business timelines also exclude federal holidays, observed holidays, bank holidays, or company holidays. The calculator lets you keep that standard rule or customize the non-working days.

When to exclude public holidays

Exclude holidays when the timeline depends on banks, public offices, payroll operations, support SLAs, or a contract that defines business days as days when offices are open. For shipping or customer-support promises, confirm whether Saturday delivery or regional company holidays change your rule.

Common US planning examples

The most common searches are 5 business days from today, 10 business days from today, 30 business days from a start date, and working days between two invoice dates.

  • Payment terms: net 10 business days or net 30 business days.
  • Support operations: response deadlines that skip weekends and holidays.
  • Shipping estimates: delivery windows that use weekday operations.
  • Payroll and HR: workdays inside a pay period or leave window.

Common 2026 US federal holiday exclusions

ItemValueNote
New Year's DayJan 1, 2026Thursday
Martin Luther King Jr. DayJan 19, 2026Monday
Washington's BirthdayFeb 16, 2026Monday
Memorial DayMay 25, 2026Monday
JuneteenthJun 19, 2026Friday
Independence Day observedJul 3, 2026Friday
Labor DaySep 7, 2026Monday
Columbus DayOct 12, 2026Monday
Veterans DayNov 11, 2026Wednesday
Thanksgiving DayNov 26, 2026Thursday
Christmas DayDec 25, 2026Friday

Related business-day pages

FAQ

Are Saturdays business days in the United States?

For many office, banking, and contract timelines, Saturday is not counted as a business day. Some shipping or retail operations may include Saturday, so the calculator lets you customize weekend days.

Does the calculator include observed holidays?

When holiday data is enabled, the calculator can exclude public holidays returned for the selected country and year, including observed dates when available in the holiday data.

Can I use this for legal deadlines?

Use it for planning, then verify the exact definition in the contract, agency rule, court rule, or company policy that controls your deadline.